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Hi, I'm Alvin Yam, CFP®
I’m the founder of Money Wellspring and my goal is to give you actionable advice to maximize your savings, investments, and retirement.
As a Certified Financial Planner™, I’ve worked in wealth management for 20 years. Over the years, I’ve helped over a thousand clients secure their financial future and co-managed over $2 billion in client assets.
I also partner with leading companies, including Airbnb, Workday, The Trade Desk, Zoom, LiveRamp, Snap, E.L.F. Beauty, Jacobs Engineering, and the NBA in advising their employees on optimizing their benefits and personal finances.
As the founder of Paraiba Wealth Management, an independent registered investment advisor, I build personalized investment plans for clients and help them navigate the complexities of wealth management.
I’m the author of “The Roth IRA: Your Money, Your Rules,” where I reveal less-known strategies on how to use a Roth IRA to supercharge your retirement.
Join me and I’ll simplify personal finance so you can take charge of your financial future.
Top Picks


An In Depth Guide: Roth 401(k) vs Roth IRA

An In Depth Guide to Roth 403(b) vs Roth IRA

The Mega Backdoor Roth IRA – A Hidden Strategy for High-Income Earners

An In Depth Guide: Custodial Roth IRAs vs Custodial Accounts vs 529 Plans

How the Roth 401(k) and the Roth IRA Compare

Top Bond Investments to Inflation-Proof Your Money
